A spoiled young heiress marries a poor man in order to inherit her grandfather’s property.

In Ooty, Krishnamoorthy alias Kicha (Arjun) and Mani (Goundamani) perform a swashbuckling heist of money of several crores while being in disguise diverting the attention of police, and escape in Nilgiri Mountain Railway, much to the frustration of a chasing police officer Ratnam (Ajay Rathnam). Kicha is a respected citizen who runs a home-based pappadam business along with Mani in Chennai. Susheela (Madhoo), one of Kicha’s many female employees, has a crush on him and is constantly demanding his attention. Another thing adding to her woes is the arrival of her jovial cousin Sugandhi (Subhashri). She makes the place so lively and playful with silly fights between Mani and Babloo (Senthil). Sugandhi later develops a crush on Kicha, especially after being saved by him from some molesting goons. Kicha reveals to her that he has no such feelings for her and wants her to find a suitable mate. Before leaving Chennai, Sugandhi steals Kicha’s ring as a souvenir.

A sincere police officer thwarts the vicious plans of a major terrorist by saving some highly confidential documents from falling into the wrong hands.

Shakti (Arjun) earns a commission running into crores for illegally bringing into the country money belonging to a gangster (Sriram Vedam). His lifetime dream of earning a huge amount of money done, Shakti must now keep his wits together as he tries to keep the money safe.